Privacy Policy
Financial Plus Credit Union privacy notice, Rev 09/22
What does Financial Plus Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances; credit history and credit scores; employment information and transaction history.
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Financial Plus Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus. Does Financial Plus Credit Union share? Yes. Can you limit this sharing? No.
For our marketing purposes – to offer our products and services to you. Does Financial Plus Credit Union share? Yes. Can you limit this sharing? No.
For joint marketing with other financial companies. Does Financial Plus Credit Union share? Yes. Can you limit this sharing? No.
For our affiliates’ everyday business purposes – information about your transactions and experiences. Does Financial Plus Credit Union share? No. We don't share.
For our affiliates’ everyday business purposes – information about your creditworthiness. Does Financial Plus Credit Union share? No. We don't share.
For our affiliates to market to you. Does Financial Plus Credit Union share? No. We don't share.
For nonaffiliates to market to you. Does Financial Plus Credit Union share? No. We don't share.
What we do
How does Financial Plus Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Financial Plus Credit Union collect my personal information? We collect your personal information, for example, when you open an account or show your government-issued ID; provide employment information or give us your contact information; show us your driver's license. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes – information about your creditworthiness; affiliates from using your information to market to you; sharing for nonaffiliates to market to you.
State law and individual companies may give you additional rights to limit sharing.